Lotto Tax Calculator
PCSO lotto prizes above ₱10,000 pay a 20% final tax, so a ₱1,000,000 prize leaves you ₱800,000. Prizes of ₱10,000 or less, like a ₱4,500 Swertres straight win, are tax-free.
The 20% is shown on the whole prize, which is how the PCSO describes it. Confirm the exact amount with PCSO when you claim.
Examples
| Prize | Tax | You take home | Where to claim |
|---|---|---|---|
| ₱4,500 | Tax-free | ₱4,500 | Any authorized lotto outlet or a PCSO branch office |
| ₱10,000 | Tax-free | ₱10,000 | Any authorized lotto outlet or a PCSO branch office |
| ₱24,000 | ₱4,800 | ₱19,200 | A PCSO branch office or the PCSO Main Office |
| ₱300,000 | ₱60,000 | ₱240,000 | A PCSO branch office or the PCSO Main Office |
| ₱1,000,000 | ₱200,000 | ₱800,000 | The PCSO Main Office only (Mandaluyong City), including the jackpot |
| ₱100,000,000 | ₱20,000,000 | ₱80,000,000 | The PCSO Main Office only (Mandaluyong City), including the jackpot |
Questions
How much is the tax on lotto winnings in the Philippines?
Prizes above ₱10,000 pay a 20% final tax under the TRAIN Law. Prizes of ₱10,000 or less are tax-free.
Where do I claim a lotto jackpot?
Prizes from ₱300,001 up to the jackpot are claimed at the PCSO Main Office in Mandaluyong City.
How long do I have to claim a lotto prize?
One year from the date of the draw. Unclaimed prizes are forfeited and go to the PCSO charity fund.
Can someone else claim my prize?
Yes, with a special power of attorney signed by the winner, the signed ticket and valid IDs.
Mga tanong
Magkano ang tax sa panalo sa lotto?
May 20% final tax ang premyong lampas ₱10,000 ayon sa TRAIN Law. Walang tax ang premyong ₱10,000 pababa.
Saan kine-claim ang jackpot?
Ang premyong ₱300,001 pataas hanggang jackpot ay kine-claim sa PCSO Main Office sa Mandaluyong City.
Hanggang kailan puwedeng mag-claim?
Isang taon mula sa petsa ng draw. Ang hindi na-claim na premyo ay mapupunta sa charity fund ng PCSO.
Puwede bang ibang tao ang mag-claim ng premyo ko?
Oo, basta may special power of attorney na pinirmahan ng nanalo, kasama ang pirmadong ticket at valid ID.
Sources and last check
Rules last reviewed by a person on 2026-10-19. Sources are re-checked automatically after every 9 PM draw. Last automatic check: 2026-10-22.
- PCSO, Frequently Asked Questions official
- PwC Philippines Tax Alert No. 25 on BIR Revenue Regulations No. 21-2025
- GMA News, PCSO advice for lotto winners (June 2023)
- Wikipedia, Philippine Charity Sweepstakes Office
This guide explains the rules in plain language. It is not legal or tax advice.